> ## Documentation Index
> Fetch the complete documentation index at: https://docs.aytada.app/llms.txt
> Use this file to discover all available pages before exploring further.

# Payment methods accepted by Aytada

> Aytada accepts PayPal (USD) for global users and Paystack (ZAR) for South African users. Currency is detected automatically — no manual selection needed.

Aytada supports two payment processors depending on your location. PayPal handles USD transactions for users worldwide, and Paystack handles ZAR transactions for South African users. Your currency is detected automatically when you open the checkout page — you do not need to choose manually.

## Supported payment methods

<CardGroup cols={2}>
  <Card title="PayPal (USD)" icon="globe">
    The primary payment method for global users. Supports credit cards, debit cards, and PayPal balances. Used for both one-time credit purchases and monthly subscriptions.
  </Card>

  <Card title="Paystack (ZAR)" icon="credit-card">
    Available to South African users, detected automatically by IP address. Supports all major South African debit and credit cards. Used for both one-time credit purchases and monthly subscriptions.
  </Card>
</CardGroup>

## How checkout works

<Steps>
  <Step title="Go to the credits page">
    Navigate to **/dashboard/credits** and click **Buy Credits**.
  </Step>

  <Step title="Select a package">
    Choose from Starter, Creator, or Business. The price shown matches your detected currency.
  </Step>

  <Step title="Complete payment">
    You are redirected to PayPal or Paystack to enter your payment details and confirm the purchase.
  </Step>

  <Step title="Credits appear instantly">
    Once payment is confirmed, a secure webhook notifies Aytada and credits are added to your account immediately. You do not need to refresh the page.
  </Step>
</Steps>

<Tip>
  Aytada never stores your card number or payment credentials. All payment data is handled entirely by PayPal or Paystack using SSL encryption.
</Tip>

## Subscription billing

Monthly subscriptions renew automatically at the start of each billing period. Credits are added to your account at the beginning of each cycle.

* Subscriptions are managed through PayPal or Paystack depending on your region.
* You can cancel at any time from your account settings or through your payment provider's dashboard.

<Warning>
  If a subscription payment fails, your subscription is marked as **past due** and the monthly credit top-up is paused. Contact support at [support@aytada.com](mailto:support@aytada.com) to resolve payment issues and restore your subscription.
</Warning>

## Security

* All checkout pages use SSL encryption.
* Aytada does not store your card details at any point in the purchase flow.
* Credit fulfillment uses webhook verification — credits are only added after Aytada receives a verified payment confirmation from PayPal or Paystack.
* Each payment event is processed with idempotency protection to prevent duplicate credit additions.